Intellectual Property Policy

Last updated: August 22, 2026

This Intellectual Property Policy describes the ownership, permitted use, and protection of intellectual property rights associated with the services, software, content, and materials provided by Picefiu through its platform at picefiu.com. By accessing or using our services, you acknowledge and agree to the terms set forth in this policy.

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1. Ownership of Platform Intellectual Property

All intellectual property rights in and to the Picefiu platform, including but not limited to the software, algorithms, artificial intelligence models, automated report generation systems, interfaces, designs, graphics, documentation, trademarks, trade names, service marks, and all related materials, are and shall remain the exclusive property of Picefiu or its licensors.

Nothing in these terms or in your use of the services transfers any ownership interest in Picefiu's intellectual property to you or any third party. All rights not expressly granted are reserved.

1.1 Software and Technology

The source code, object code, architecture, and underlying technology of the Picefiu platform are protected by applicable intellectual property laws. You may not copy, reverse engineer, decompile, disassemble, or attempt to derive the source code of any part of the platform.

1.2 Trademarks and Brand Elements

The name "Picefiu," associated logos, product names, and service names are trademarks or registered trademarks of Picefiu. You may not use these marks without prior written permission. Unauthorized use may constitute infringement and may result in legal action.

1.3 AI Models and Automated Systems

The artificial intelligence models, machine learning algorithms, data processing pipelines, and automated financial report generation systems developed and operated by Picefiu constitute proprietary technology. These systems, their outputs as platform features, and their underlying logic are protected intellectual property and may not be reproduced, distributed, or adapted without authorization.

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2. User Content and Data

You retain ownership of all data, documents, financial records, and other content that you upload, submit, or transmit to the platform in connection with your use of the services. By submitting content to the platform, you grant Picefiu a limited, non-exclusive, royalty-free license to process, store, and use that content solely for the purpose of delivering the services to you.

2.1 Generated Reports

Financial reports and documents generated through the platform using your data are provided to you for your use in accordance with your subscription or service agreement. Picefiu does not claim ownership of the factual content within reports generated from your data. However, the format, structure, templates, and presentation frameworks used to generate those reports remain the intellectual property of Picefiu.

2.2 Restrictions on User Content

You represent and warrant that you have all necessary rights, licenses, and permissions to submit any content to the platform, and that doing so does not infringe any third-party intellectual property rights. You are solely responsible for ensuring that your content complies with applicable laws and does not violate the rights of others.

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3. License to Use the Services

Subject to your compliance with these terms and any applicable service agreement, Picefiu grants you a limited, non-exclusive, non-transferable, revocable license to access and use the platform solely for your internal business purposes and in accordance with the intended functionality of the services.

3.1 Permitted Use

You may use the platform and its outputs to generate, review, and manage financial reports for your own internal use or on behalf of clients where you have appropriate authorization. You may share generated reports with authorized recipients as part of your normal business operations.

3.2 Prohibited Use

You may not:

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4. Third-Party Intellectual Property

The platform may incorporate third-party software components, libraries, or services that are subject to their own intellectual property terms and licenses. Picefiu complies with all applicable open-source and third-party license requirements. Your use of the platform does not grant you any rights in third-party intellectual property beyond what is necessary for your permitted use of the services.

4.1 Third-Party Content

Any third-party data sources, financial indices, benchmarks, or reference materials accessed through or displayed within the platform remain the property of their respective owners and are subject to their applicable terms of use. Picefiu makes no claim of ownership over such third-party content.

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5. Feedback and Suggestions

If you provide Picefiu with feedback, suggestions, ideas, enhancement requests, or recommendations regarding the platform or its services, you acknowledge that such submissions are voluntary and non-confidential. Picefiu shall have the unrestricted right to use, incorporate, and commercialize any such feedback without any obligation of compensation, attribution, or confidentiality to you.

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6. Intellectual Property Infringement Claims

Picefiu respects the intellectual property rights of others and expects users of the platform to do the same. If you believe that any content or functionality on the platform infringes upon your intellectual property rights, please notify us promptly with the following information:

Infringement notices may be submitted to:

Picefiu will investigate all legitimate notices and take appropriate action, which may include removing or disabling access to the allegedly infringing material pending investigation.

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7. Enforcement and Remedies

Any unauthorized use of Picefiu's intellectual property may result in immediate termination of your access to the platform, civil claims for damages and injunctive relief, and any other remedies available under applicable law. Picefiu reserves the right to pursue all available legal remedies in response to intellectual property violations.

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8. Duration and Survival

The rights and obligations set forth in this Intellectual Property Policy survive the termination or expiration of your access to the platform or any service agreement with Picefiu. Picefiu's ownership of its intellectual property is perpetual and is not affected by any change in your relationship with the platform.

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9. Changes to This Policy

Picefiu reserves the right to update or modify this Intellectual Property Policy at any time. Changes will be effective upon posting the revised policy to the platform. Continued use of the services following the posting of any changes constitutes your acceptance of the revised policy. We encourage you to review this policy periodically to stay informed of any updates.

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10. Contact Information

If you have any questions about this Intellectual Property Policy or wish to request permission for uses not covered by this policy, please contact us: